Working Capital Solutions for Businesses in Philadelphia, PA

The business landscape in Philadelphia, PA runs the gamut from mom and pop stores to franchises, medical practices, trucking companies, manufacturers, tech startups, and everything in between. The one thing all of the businesses in Philadelphia have is the need for a reliable source of working capital. Critical Capital Solutions is a locally-based firm that works directly with businesses of every type throughout Philadelphia to provide accessible, flexible, and affordable working capital. Our working capital solutions can be tailored to meet the needs of any business, and can be used for a wide range of purposes, such as:

  • Covering overhead costs
  • Growth opportunities
  • Hiring additional employees
  • Improving purchasing power
  • Paying down existing debt or liabilities
  • Purchasing inventory, raw materials, and supplies
  • Upgrading equipment
  • Seasonal sales
  • Smoothing out uneven revenue periods
  • Marketing campaigns
  • Time-sensitive investments
  • Unexpected costs

Unsecured Business Lines of Credit in Philadelphia, PA

Unsecured business lines of credit from Critical Capital Solutions are very accessible and flexible. We understand that not all businesses have the collateral requirements to secure traditional lines of credit, so we made things even easier. We do not require any collateral, so both new and existing businesses can access the working capital they need. Our low rates and flexible payments make our unsecured lines of credit the perfect fit for any business in the Philadelphia area. Unsecured business lines of credit from Critical Capital Solutions feature: 

  • Up to $500,000 for existing businesses in Philadelphia, PA
  • Up to $50,000 for new businesses in Philadelphia, PA
  • Introductory rates on credit cards as low as 0%
  • Large lines of credit with rates between 1% and 5% over prime
  • No collateral necessary with good credit ratings and financials
  • Fast pre-qualification process
  • Guarantees low rates for all approvals
  • No maintenance fees
  • Higher credit limits are available for growing businesses

Merchant Cash Advance Solutions for Businesses in Philadelphia, PA

When businesses in Philadelphia, PA need a flexible source of working capital without taking on unnecessary debt, they use merchant cash advances from Critical Capital Solutions. Unlike traditional loans, our merchant cash advances are not structured around collateral or credit ratings. A merchant cash advance is an infusion of discretionary capital that businesses in Philadelphia, PA can use for whatever they need. Additionally, there are no fixed monthly payments on the balance of a merchant cash advance. Instead, the balance is repaid from a small percentage of credit card sales, giving Philadelphia businesses the flexibility they demand. Merchant cash advances from Critical Capital Solutions offer the following benefits to businesses in Philadelphia, PA:

  • Financing up to $200,000 per business location in Philadelphia, PA
  • No credit checks
  • No debt
  • No collateral necessary
  • No fixed payments, equity loss, or closing fees
  • Flexible repayment terms
  • Minimal paperwork
  • No prepayment penalties
  • No balloon payments

Get Started Today

If you need a reliable source of working capital from a locally-based firm that understands the needs of businesses in Philadelphia, contact the team at Critical Capital Solutions.